This page is the one that has to be boring. Households in this corridor are sold phrases: statewide license, insured as a vibe, a photographed crew, a decade. Ohio’s actual structure is municipal registration for residential general contractors, trade licenses for electrical, HVAC, and plumbing, and a statute — Ohio Revised Code 4722 — on written home-construction contracts over $25,000. We write the structure. We do not decorate it.
Registration
Orange Village Contractor Registration #4235
Trade: General. Expires December 31, 2026. Issued by Orange Village, not by the State of Ohio. There is no statewide license for residential general contractors. The Ohio Construction Industry Licensing Board licenses specific commercial trades. It does not license a residential general contractor as a class. Municipal registration is not a statewide credential. We do not describe it as one.
What #4235 means: the Village of Orange has the contractor on file as General through the date on the card. What it does not mean: authority to work in Pepper Pike, Solon, or Cleveland Heights without registering there; a substitute for a plumbing or electrical license; a warranty from the State; a grade or a score. Other cities on the list are registered before the first inspection in that city. See service areas.
Insurance
$1,000,000
$1,000,000 general liability + contractors E&O. Ohio Revised Code 4722 requires at least $250,000 general liability on written home-construction contracts over $25,000. We carry four times that floor. General liability is for bodily injury and property damage arising from the work. Contractors errors and omissions is for specified professional mistakes in the work we contracted to perform. Neither is a homeowner policy, a flood policy, or a promise that hidden rot is free. The certificate is attached to the contract.
How to request a certificate: email info@nircontracting.com with the job address and any additional-insured wording the city or the lender printed. Some cities — Pepper Pike, Solon, Shaker Heights, Cleveland Heights — want the municipality named on the certificate or a bond on a city form. Those are registration items, not marketing lines. We issue what the clerk asked for, not a generic PDF with the logo large.
ORC 4722
The statute on the sheet
- Written contract on jobs over $25,000.
- Down payment at most 10% before work starts (75% on non-returnable special-order items).
- Notice before extras that total more than $5,000.
- Insurance certificate in the file.
We use the $5,000 notice as a floor, not a ceiling: extras of any size are a signed change order before they are built. The down-payment cap is the law on jobs over $25,000. We do not ask for more than the statute allows in order to “hold a slot.”
Bonds are not insurance
Pepper Pike wants an original $25,000 surety bond in the office. Solon wants a sealed $25,000 registration bond and $1,000,000 / $2,000,000 liability naming the City. Cleveland Heights wants a $10,000 surety bond on the city form. Those bonds are registration instruments. They are not the $1,000,000 general-liability policy, and they are not a warranty to the household. Mixing bond, license, and insurance into one sentence is how contractor websites lie. This page keeps them apart.
Trade licenses: electrical, HVAC, and plumbing contractors hold Ohio licenses for those trades. The general contractor on a residential job in these suburbs holds a municipal registration. Beachwood’s published note is the same distinction. We do not put an OCILB number on a residential GC because that is not the class.
What this page leaves off
A statewide residential GC credential Ohio does not issue. A photographed staff. A tenure number. A count of projects. Reviews we do not have. A street address for a service-area practice. A phone number that has not been assigned. Those omissions are the product. The papers above are the rest.